Most Americans still dream about owning their own home and that with good reason. Aside from the fact that owning a property is building your wealth, it is also often cheaper to purchase than it is to rent.
Many people think that they have to give up on their dream because they don’t have 20% downpayment, and it can take a long time to save that much money. But of course it doesn’t end there, because closing cost is also a consideration one has to save for.
But do you really need 20% downpayment?
To check if you might qualify for a downpayment assistance program click on any of the pictures or click here
Actually – no! You don’t need 20% for downpayment for a home. There are a lot of loans that will allow financing with as little as 3% down. Together with the closing cost this can still add up.
There is help!
To check if you might qualify for a downpayment assistance program click on any of the pictures or click here
Do you know that you can buy a home with as little as $1000 down?
There are so many downpayment programs available to help especially first time-homebuyers to purchase their first house!
We have worked with many first-time homebuyers who have used one of the downpayment assistance programs. The lenders we have worked with could at times stack several programs on top of each other to help our buyers purchase a home for \$1000 downpayment.
To check if you might qualify for a downpayment assistance program click on any of the pictures or click here
This is a FREE tool, that doesn’t cost you anything, courtesy of Twin Cities Homes Realty.
All you do is answer a few general questions and you are getting a list of loan programs you may qualify for.
Some will give as much as $15,000 for downpayment and closing cost!
There is a lot of information available for you, so you can make the best decisions for your and your family.
There is also an extensive list of lenders who work with these programs, since not every lender or bank will be able to service these loans because some of them require special licensing for the lender.
To check if you might qualify for a downpayment assistance program click on any of the pictures or click here
So go ahead and click on any picture or link to find out if you qualify!
On some loan programs the income guidelines are stricter than on others, but you have nothing to loose. Give it a try, it could be the difference between paying your own mortgage or somebody else’s.
To check if you might qualify for a downpayment assistance program click on any of the pictures or click here
Like mentioned above, there is an extensive list of lenders who work with these programs. You are welcome to choose any lender you like. We work with a lot of first time homebuyers and know several lenders who are very good with these kind of programs. If you would like us to connect you with them, let us know, we’d love to help!
Please feel comfortable to contact us with any questions you may have, we are happy to help!
You can email us at office@TwinCitiesHomesRealty.com or you can call/text at 612 345 9070
To check if you might qualify for a downpayment assistance program click on any of the pictures or click here
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